Over the last couple of years, there have been some major changes to the UK benefits system which may have affected your benefit payments.
We want to make sure you are well informed about how you can reduce the impact of the changes and tell you about any help and support on offer.
Below we have included important information about the Government benefit changes. Please click on one of the options below:
This is a monthly payment for working-age people who are on a low income or out of work.
It replaces the following benefits:
Pension Credit provides additional retirement income if you are on a low income. Did you know one in three people who are entitled to Pension Credit don’t claim it? If this is you, you could be missing out on hundreds of pounds a year.
If you are making a joint claim for Pension Credit, each person in the couple will need to be of Pension Credit qualifying age to qualify; otherwise you will have to apply for Universal Credit, where one person is still of working age.
To check if you qualify for Pension Credit please click here.
If you rent and have too many bedrooms for the size of your family you may lose up to 25% of your housing cost element of Universal Credit or housing benefit.
Under the new government rules, you're entitled to 1 bedroom for:
You're also allowed an extra room if:
Disabled children and couples may be eligible for their own room if:
The bedroom tax will apply if:
If you have 1 spare bedroom your housing benefit will be cut by 14% of the rent you pay every week. If you have 2 or more spare bedrooms you'll lose 25%.
If you get £70 per week in housing benefit - and have 1 spare bedroom - your benefit will be cut by 14%. This means you'll end up with £60.20.
The government has set a limit on the amount of benefit people can receive so that you will never receive more in benefit than you would if you were in work. The cap applies to all people claiming benefits who are of working age but are not currently in work.
The government says that the average amount of benefit lost is around £83 a week. If the cap does apply to you then any extra benefit you receive above the cap will be taken from your Universal Credit or Housing Benefit.
The benefit cap levels for Greater London are:
The benefit cap levels for outside Greater London are:
To find out about what benefits are affected by benefit cap visit GOV.UK
If you’re from the EU, Switzerland, Norway, Iceland or Liechtenstein, you and your family might be able to apply to the EU Settlement Scheme to continue living in the UK. You might also be able to apply if you’re the family member of an eligible person of Northern Ireland.
The deadline for most people to apply to the EU Settlement Scheme was 30 June 2021.
You may be able to stay in the UK without applying - for example, if you’re an Irish citizen, or you already have indefinite leave to enter or remain.
In some cases, you can still apply after 30 June 2021.
If you have any queries about the EU Settlement Scheme, please visit gov.uk for up-to-date information.
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